Engineering at Cermati.com

About Cermati.com

What We Build

We build beautiful mobile apps and mobile-friendly web applications to allow everyone in Indonesia to get financial products online.

Cermati.com as Financial Products Integrator

Integrated to various insurance providers, banks, and other financial institutions, our system allows seamless, secure online transactions.

Data-Driven and Scalable

To match users' risk profile to suitable products using AI and data mining methods, we build a system capable of handling up to petabytes of data.

Cultures We Value

Our company is built upon the culture of openness, transparency, drive, and meritocracy where everyone can learn from each other and grow together.

Our Core Values

Champion the Mission

At Cermati.com, we take our mission very seriously. Our mission drives the decisions we make and the actions we take.

Data is King, Measure Everything

We believe data are important for making educated decisions. Hence we keep track of a lot of things when doing something.

Take Intelligent Risk

We experiment a lot. We iterate to improve our product. We are not afraid of mistakes. We analyze and calculate the pros and cons of our decisions. Taking intelligent risks is a part of our identity.

Do More with Less

We believe working smart is better than working hard. We want to pursue work-life balance so we strive to do things efficiently in all aspect of the company.

Meet the Founders

Andhy Koesnandar

CEO

7-year experience at Microsoft Seattle as developer and development manager
BS and MS in Math and CS at University of Nebraska, MBA at University of Washington
Would love to eat KFC every single day

Oby Sumampouw

CTO

Silicon Valley software engineering experience, 1.5 years at Oracle and 4 years at LinkedIn
BS in Biochemistry and Microbiology at University of Washington, MS in CS at Stanford
On a quest to try every bakmi flavor in Jakarta

Carlo Gandasubrata

CBO

2 years at Google Indonesia, 2 years at Google Mountain View, and 1 year at Boeing Seattle
BS in Industrial Engineering at University of Washington
Has played all escape rooms in Jakarta

Our Tech Culture

Microservices

Build apps as loosely-coupled services for easier development and testing, and also resilience to architecture erosion.

Trunk Development

Avoid merge hell and breaking the build, allowing us to increase development speed and live happily ever after.

Code Review

Share knowledge and wisdom among engineers by performing thorough reviews on each other's code.

Agile

Perform fast, yet manageable, iterations using management and coordination tools to deliver better products.

Continuous Integration

Keeping the code nice, clean, and bug-free allowing us to focus on making more impact instead of fixing broken stuff.

Data-Driven Approach

Collect and analyze data from data sources to make the right product decision in every iteration.

Automation

Automate deployment and system administration tasks for more scalable infrastructure management capabilities.

Knowledge Sharing

Share knowledge in writings, open source contributions, and presentations at our bi-weekly internal tech talks.

Openness

Be open to new ideas and pragmatic problem-solving approach, rise to challenges and grow together with the team.

Tool-Agnosticism

Be the master of the tools and not the other way around, focus on understanding the problem and devising the solution.

Monitoring

Tracking, logging, and alerting on production system let your mind to be at ease and your heart to be peaceful.

Documentation

Document for yourself, your peers, and those who will carry on your legacy, don't let your wisdom be lost and forgotten.

Tech Stack We Use

"We have been able to make scaling the technical infrastructure of our business cost effective and efficient."

Kandito Agung Wicaksono

Lead Engineer

Get to Know the Tech Team

Introduction to the Team

We are a team of enthusiastic learners with interest in various technology and principles. As a team, we grow and learn together while providing easier access to various financial products and services for the community.

Our team is a mix of fresh graduates and experienced tech industry practitioners who work together and keep learning from each other. We're looking for more talented people who are eager to grow together with us while contributing to the fintech industry.

Our Principles

Hire for Potential and Help Each Other Grow
Strive for Simplicity
Eager and Continuous Learning
Ship Fast, Sustainably
Collaboration over Cowboys
Progress over Perfect
Teach with Compassion

We Rise to Challenges

Along the way on our journey to make financial products and services more accessible to the community, we encounter a lot of technical challenges to overcome.

Product Development on Web and Mobile Platforms

Product development teams are the frontmen of our engineering, developing awesome products to be delivered to our user base. Our products are to be carefully crafted, starting from the architectural decision, the integration between front-end and back-end parts of the system, to performing various tests and analyses to see what we should improve from the product and ensuring integration reliability with third-party APIs.

Data Analytics, Text Processing, and Classifications

Data, as the king of our decision-making processes, is analyzed rigorously by our data analyst and business intelligence teams. We perform statistical analysis, text processing, and various classification techniques to classify and analyze the data we have collected. Transforming a huge chunk of data into meaningful information for business decision or statistical models for automation is a necessity for our mission.

Scalable Data Processing and Warehousing

As our company grows, we need to crunch and store more data. Performing ETL from OLTP to OLAP data storage is a necessity, enabling our data analytics and business intelligence teams to freely perform research and analysis on the data we have collected without putting unnecessary performance drawbacks on our production system.

Distributed Infrastructure Integration

Our infrastructure is a mix of physical and cloud systems, with functionalities ranging from VoIP telephony network to web application infrastructure and data processing pipelines. The systems, despite being distributed physically and logically, all perform together in unison to support our mission.

Words from Us

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Yuan Monos

Software Engineer

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Sonya Muno

Android Developer